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Harvey Cooper Cars Ltd is authorised and regulated by the Financial Conduct Authority, FRN 659177. We are a credit broker not a lender, and can introduce you to a limited number of lenders. We typically receive a fixed commission calculated by reference to the vehicle model or amount you borrow, for introducing you to a lender, but this does not affect the interest charged on the finance agreement, which is set by the lender. Our lenders also provide preferential rates to us for the funding of our vehicle stock and financial support for training and marketing. Harvey Cooper Cars Ltd receive commission as a proportion of premium paid from its Insurance provider if you decide to enter into an agreement with them. For the sale of general insurance, Harvey Cooper Cars Ltd (FRN 659177) is an Appointed Representative of Automotive Compliance Ltd (FRN 497010), which is authorised and regulated by the Financial Conduct Authority). Automotive Compliance Ltd.’s permissions as a Principal Firm allows Harvey Cooper Cars Ltd to act as an agent on behalf of the Insurer for insurance distribution activities only.