Female customer test driving a blue car

Used Car Finance

At Harvey Cooper Cars, we aim to make your vehicle purchase a smooth and stress-free experience. That’s why we offer a range of finance packages, all of which are arranged in-house and can be tailored to suit your budget. When you’ve chosen your ideal car, simply sit down with our sales advisors and we’ll talk you through the options, ensuring your plan offers the best possible rates.

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Customer speaking to a member of Harvey Cooper Cars staff

HIRE PURCHASE

This simple package offers a straightforward solution to covering the cost of your vehicle. Select the term of your agreement – between two and five years – and make fixed, regular payments over that period. There are no mileage restrictions, and at the end of the contract, you own the car.

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Two people engaging in a conversation at a car dealership

PERSONAL CONTRACT PLAN

A popular option, Personal Contract Plan (PCP) enables you to pay for your vehicle in affordable monthly instalments over an agreed period of time. At the end of the term, you’ll make a final payment based on the estimated value of your car. This flexible solution also enables you to change your model during the contract, should you wish.

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Our Finance

Harvey Cooper Cars Limited is authorised and regulated by the Financial Conduct Authority, FRN:659177. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders.

We typically receive a fixed commission calculated by reference to the vehicle model or amount you borrow, for introducing you to a lender but this does not affect the interest charged on the agreement, all of which are set by the lender. Our manufacturer supporting finance partner also provides funding of our vehicle stock and financial support for our training and marketing.