Female customer test driving a blue car

Used Car Finance

Harvey Cooper Cars can arrange all finance in-house, to make sure that buying a car with us is as smooth and simple a process as possible. Working with our business manager, each member of our sales team can offer you all the advice and guidance you need. We will find the best plan with the best rates to suit you.

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Customer speaking to a member of Harvey Cooper Cars staff

HIRE PURCHASE

Hire purchase is one of the most straightforward forms of finance available. The cost of your purchase is spread over two to five years, there are no mileage restrictions, the payments are fixed and regular making it easier to budget, and at the end of the agreement you own the car.

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Two people engaging in a conversation at a car dealership

PERSONAL CONTRACT PLAN

The personal contract plan (PCP) is the most popular finance option with our customers. The cost of the vehicle is split into monthly payments, which are reduced (compared to the hire purchase) thanks to an offset final payment settlement at the end of the contract, based on the estimated value of your car. You’re also able to change your car during the contract, which, combined with the lower monthly payments, makes it very flexible.

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Our Finance

At Harvey Cooper Cars we aim to meet all the needs of our customers, which is why we offer a wide range of financial packages. We cater to customers in all financial situations and our extensive contacts with local and national finance companies ensure we can source the most competitive interest rates available and help find you the package that best suits your needs.